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Secure your way to growing your savings with a Certificate of Deposit! CDs are an excellent choice if you want stable returns without high risk. You only need a $1,000 minimum deposit to open and offers one of the safest investment options available. When you place money into a CD, you receive a fixed rate of return over a set period and are not affected by market fluctuations. This stability means you know exactly how much interest you’ll earn by the end of the term. A CD provides peace of mind and security allowing you to grow your money without worrying about sudden losses. We offer competitive rates on Certificate of Deposits to help you grow your savings faster than a regular savings account. Higher interest rates allow your deposit to compound over time. This makes CD a solid choice if you’re looking to make your savings work harder. You can set aside money for short-term goals or plan for the future. It’s an effective way to build a financial cushion. We offer Traditional IRA and Roth IRA to help you set aside retirement funds! • Individual Retirement Accounts | Central Bank 00:00 Certificate of Deposit 00:15 Competitive Rates 00:36 Our Team 00:44 Visit Us Central Bank TN’s CDs come with a convenient automatic renewal feature. Your CD will automatically renew at the current rate when your CD reaches the end of its term. This feature helps you avoid the hassle of constantly monitoring maturity dates and ensures your savings continue growing without interruption. Automatic renewal simplifies long-term saving and keeps your investment strategy on track. CDs offer a secure way to save and come with a fixed term. Withdrawing funds before the term ends may result in a penalty. This penalty protects the bank’s interest rate commitment and encourages you to keep your money invested for the full term. Consider your cash flow needs and ensure the term length aligns with your goals before opening a CD. Our representatives in our Savannah TN branch are available to discuss different term lengths so you can make the best choice for your financial situation. A CD offers a structured approach and can help you save for specific goals whether you’re building an emergency fund or preparing for a large expense. Start growing your savings with our personal banking services! https://www.centralbanktn.com/personal/ A CD is committed to earning interest for a set period once you place your money in it. This commitment encourages disciplined saving and makes it easier to reach your target without dipping into the funds early. Adding a CD to your portfolio can diversify your savings. A CD can balance risk by adding a secure component if your finances are largely in traditional savings accounts or market-based investments. Diversification can enhance the stability of your financial plan when markets fluctuate. A CD’s fixed return adds predictability and strengthens your overall financial resilience. Call us today at (731) 925-9046 to learn more about our CD rates and available terms. Start growing your savings securely with a Certificate of Deposit that fits your financial goals. Visit https://www.centralbanktn.com/ for more information.