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What is Bank run, Famous Bank Runs and How to Protect Yourself

A bank run occurs when a large number of people attempt to withdraw their money from a bank simultaneously due to concerns about the bank's financial stability. If too many people withdraw their funds at once, the bank may run out of cash, leading to its closure. This can be devastating for customers who may lose their savings and can have a broader impact on the economy. To protect depositors, governments have established deposit insurance programs, such as the FDIC, which insures deposits up to $250,000 per depositor in the US. Historical bank runs, such as those that occurred during the Great Depression and at Northern Rock, Cyprus, and Banco Popular, illustrate the risks of bank runs. In 2022, the Silicon Valley Bank (SVB) was seized by the FDIC due to inadequate liquidity and insolvency caused by a bank run. To protect their money, customers can ensure their bank is a member of a federal insurance company, keep less than $250,000 in each account, open accounts in multiple banks, or invest in stocks, bonds, real estate, precious metals, or commodities. #BankRun #FinancialStability #FDICInsurance #DepositInsurance #HistoricalBankRuns #GreatDepression #NorthernRock #CyprusBankRun #BancoPopular #SVBBankRun #ProtectYourMoney #FederalInsurance #Investments