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With mortgage rates now above 7%, the supply of homes low, and demand remaining high — all according to a Zillow report — new homebuyers would need to make over six figures to afford a house. The US housing market's seemingly insurmountable barrier to entry has left younger generations resigned to rent for the foreseeable future, while some of the market has switched to a build-to-rent model. Mill Creek Investment Management President David Reynolds joins Wealth! for Real Estate: The New Reality to give insight to Americans on how to navigate this evolving housing market. Reynolds lays out what this new model will look like: "It's going to be comparable to apartment living if you were talking about a life location. By its nature, a lot of build-to-rents are a little further out so you would have to be comparing to like apartments. But you're getting so much more with the build-to-rent and it's fulfilling a need... especially for groups like the Millennial generation that has outgrown apartment living and is looking for more space and more privacy and their families are growing. So... build-to-rent really fills a nice need there." About Yahoo Finance: Yahoo Finance provides free stock ticker data, up-to-date news, portfolio management resources, comprehensive market data, advanced tools, and more information to help you manage your financial life. - Get the latest news and data at finance.yahoo.com - Download the Yahoo Finance app on Apple (https://apple.co/3Rten0R) or Android (https://bit.ly/3t8UnXO) - Follow Yahoo Finance on social: X: / yahoofinance Instagram: https://www.instagram.com/yahoofinanc... TikTok: https://www.tiktok.com/@yahoofinance?... Facebook: / yahoofinance LinkedIn: / yahoo-finance