Скачать с ютуб There is a better way to pay off your home - and it can take less than three years  в хорошем качестве

There is a better way to pay off your home - and it can take less than three years 

There’s a better way to pay off your home—and it can take less than three years. It’s called a first lien HELOC (Home Equity Line of Credit). Here’s how it works: Instead of making fixed monthly payments on a 30-year loan, you use your income to reduce your loan balance daily. Interest is calculated on the remaining balance, not an initial lump sum like a traditional mortgage. You can access your home equity like a bank account, keeping flexibility while still paying off your home faster. Most people don’t realize that traditional mortgages are designed to benefit the bank, not you. With a first lien HELOC, more of your money goes toward reducing debt instead of interest. This strategy works best if you: Have positive cash flow (income higher than expenses). Use direct deposit to maximize balance reduction. Understand how interest calculations work on a HELOC. Banks won’t advertise this because they make more money on a 30-year mortgage. Would you pay off your home in three years instead of 30 if you knew how? #financialfreedom #mortgagetips #smartinvesting