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5 Things You MUST KNOW About High Yield Savings Accounts

5 Things You MUST KNOW About High Yield Savings Accounts. By watching this video, you'll gain all the knowledge you need to go out and master your own savings - Enjoy! 💵 Free Savings Account Mastersheet: https://dannysully.link/SavingsMaster... 💎 SoFi (Get up to a $325 Cash Bonus): https://dannysully.link/SoFi 🏦 Top High Yield Savings Accounts: https://dannysully.link/Savings Top Bonus Offers: 🚀 Webull (Invest): Get free stocks with any deposit! → https://dannysully.link/Webull 💰 Raisin (CDs): Get up to a $500 bonus with code "BOOST" → https://dannysully.link/CDs 💎 Coinbase (Crypto): Up to $200 in BTC when you trade $100 → https://dannysully.link/Coinbase Top Financial Products To Consider: 🛠 Personal Finance Tools → https://dannysully.link/FinanceTools 📈 Investing Platforms → https://dannysully.link/Investing 🔒 Certificate Of Deposits (CDs) → https://dannysully.link/CDs ⭐ Regular CDs vs No-Penalty CDs: https://dannysully.link/Raisin 💳 Credit Cards → https://dannysully.link/CreditCards Resources: 📚 Free Learning Guides → https://dannysully.link/FreeGuides 🗞️ Free Newsletter → https://dannysully.link/Newsletter 🔑 Patreon (My Portfolio & Exclusive Content) →   / dannysully   🎥 Relevant YouTube Videos 🎥    • Do This EVERY Time You Get PAID (Optimal O...      • The 6 BEST High Yield Savings Accounts of ...      • High Yield Savings Accounts For Beginners ...      • How To Build Your Credit Score FAST (For F...      • 4 Best Places To Park Your Cash In 2024 | ...      • The 4 BEST Investing Apps For Beginners (S...   ⏰ Timestamps ⏰ 00:00 Intro 00:16 Taxes 02:46 Rates 04:30 Wealth 06:39 Requirements 08:58 Features Investment Calculator Link: https://www.calculator.net/investment... What is a high yield savings account (HYSA)? A high yield savings account is a type of savings account that offers significantly higher interest rates compared to traditional savings accounts, helping your savings grow faster. How is interest from high yield savings accounts taxed? Interest earned from high yield savings accounts is considered ordinary taxable income by the IRS, and banks issue a 1099-INT form for interest over $10, which must be reported on your federal tax return. What factors influence the interest rates offered by high yield savings accounts? Interest rates for high yield savings accounts are influenced by federal reserve policies and competition among banks, meaning rates can fluctuate based on economic conditions. What are the benefits of using a high yield savings account for short-term savings? High yield savings accounts are FDIC insured, offer higher interest rates than traditional banks, and provide easy access to funds, making them ideal for emergency funds, vacations, or down payments. 🔔 Don't forget to subscribe with notifications on and hit that like button! Disclaimer: Certain links on this website lead to products or services that may earn Danny Sully an affiliate commission or referral bonus. As a member of an affiliate sales network, Danny Sully is compensated for directing traffic to partner websites, which may affect the placement or visibility of some products on this site. The information provided in this video is accurate as of its posting date, though some of the offers mentioned may no longer be active. This content is for entertainment only and does not constitute legal, tax, or financial advice. It is for general informational purposes. The presenter is not a licensed professional. Viewers should consult their attorney, accountant, or financial advisor for advice on specific legal, tax, or financial issues.