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😎Chudalsindeyy!! 75th SPECIAL EPISODE Ft.Harish Reddy| Money|Savings|

Invest in high interest FDs upto 9.5% pa with Stable Money in just a few clicks: https://stablemoney.onelink.me/rkWL/c... Disclaimer: This video is created for educational purposes only. The opinions expressed by the guest are their personal views and do not reflect our stance. We have no intention to defame or harm any individual, brand, product, country, or profession mentioned in this video. Our aim is to provide information to help the audience make informed decisions. In this Telugu podcast with Mr. Harish Reddy, co-Founder of Stable Money (a digital platform for investing in FDs), we discussed aspects of personal finance, societal expectations, and the ever-evolving relationship between money and happiness. Answer 10 questions correctly and win a hamper worth ₹3000 from Stable Money - https://docs.google.com/forms/d/e/1FA... . #telugupodcast #businesspodcast #rawtalks #vamshikurapati #rawtalkswithvk #podcastintelugu #vkpodcast ~ Equipment Used Camera 1 - https://amzn.to/4gS3IGv Camera 2 - https://amzn.to/4gN6Kf1 Wireless collor mic -https://amzn.to/4k4dEPX Dynamic microphone - https://amzn.to/3QqWBdd Audio mixer - https://amzn.to/4hHByiD ~ #telugupodcast #businesspodcast #rawtalks #vamshikurapati #rawtalkswithvk #podcastintelugu #vkpodcast ~ What We Discussed 00:00 - Introduction 03:42 - Women, Children & Dogs get Unconditional Love 08:44 - About Loan Eligibility & CIBIL 16:37 - Uses of Credit card 19:47 - Why Banks pitch for EMI 22:11 - Fast Loan & Credit Card Effects? 24:38 - Money can't buy Happiness 27:52 - How does Bank work? 30:05 - How Bank Earns 32:29 - What is Repo Rate? 35:45 - What is Inflation? 38:24 - Yes Bank Issue 44:43 - Stable Money 45:35 - Categories of Bank 48:20 - Is Trading good or bad 52:11 - Why casino never loose money? 53:38 - Why 90% Retailers loose money 54:26 - Fooled by Randomness 56:42 - Risk & Returns 59:19 - Heritage Example 01:02:29 - Why did Bank Start? 01:04:18 - Can't RBI print notes 01:06:39 - Money Spent on Weddings 01:09:11 - Family Planning & Finances 01:13:38 - Lack of Financial Discipline 01:18:42 - Impulse Buying 01:21:38 - Parents discussing Finances with kids 01:24:24 - ₹73,000/- crores unclaimed deposits 01:25:22 - Will India Become Cashless Economy 01:30:08 - Influencers promoting Apps 01:33:08 - Masterclass on Wealth creation 01:34:31 - Rule of 72 01:37:11 - When to start Investing 01:37:59 - How to build a Portfolio 01:51:42 - Why FDs 01:58:16 - Calculating Interest on FDs 01:59:50 - Importance of Gold Investments 02:04:41 - Renting Vs Buying 02:07:18 - Journey of Mr.Harish Reddy 02:21:44 - How much money is too much money 02:22:54 - Advice for 22 year old 02:26:26 - Learnings & Takeaways ~ About this Podcast In this podcast with Harish Reddy from Stable Money, we explore finance, investments, and the economic landscape of India. We discuss whether money truly brings happiness and how societal expectations tie a man’s worth to his earning capacity. The conversation covers common financial mistakes, the importance of savings, and how SIPs and credit scores impact financial health. Harish breaks down credit cards—whether they are a burden or a tool—and how banks profit from them. We also discuss inflation, interest rates, RBI’s role, and how banks function. The Yes Bank crisis serves as a case study on financial institutions' credibility and the importance of FD insurance. The episode highlights financial discipline, impulse spending, and the lack of financial literacy in Indian families. We discuss India's shift toward a digital economy, UPI’s role, and the future of cashless transactions. Harish shares wealth creation strategies, the power of compounding, and smart investment tips. Finally, he shares his journey from cracking IIT to building Stable Money, making this episode a must-listen for anyone looking to improve their financial knowledge and make informed money decisions. ~ Why a Telugu Podcast? Raw Talks with VK is the 1st Telugu podcast channel dedicated to Building an Intellectual Telugu community. Our goal through these podcasts is to give a deeper understanding and exposure to various topics that can be beneficial to everyone. Through Raw Talks, I intend to bring conversations on business, marketing, finance, psychology, and more. I aim to empower Telugu audiences with the same level of information as global communities. We believe knowledge is power, and this platform aims to ensure that our Telugu-speaking community continues to grow personally and professionally. Join us on this journey of learning and empowerment. Subscribe to Raw Talks with VK, and let’s grow together! ~ Join Our Community Instagram:   / thevamshikurapati   Website: https://rawtalks.in/ Email: [email protected] Spotify: https://spotify.openinapp.link/ziw2q Whatsapp Channel - https://wa.openinapp.link/i6dfx

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