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Things To Know About Health Insurance In The USA 👨‍⚕️

Hey Guys! Welcome, and in today’s video, Dr. Guarin will discuss the things to know about health insurance in the USA. ▶️ Visit Our Website: https://www.simplevas.net ▶️Contact: (515) 603-2140 Dr. Guarin is a board-certified physician trained in Maternal, Child, and Reproductive Health. He was originally trained in Colombia at the Universidad de Santander – UDES, graduating at the top of his class. Health insurance is probably something that people talk about all the time. But you might not feel like you know much about it. That's fine because the subject can be pretty hard to understand. But, like most things, health insurance is easy to learn about and get the basics of. And Health Insurance will help you do just that. Health insurance is a type of insurance that pays for medical and health care costs. Some or all of the costs of routine care, emergency care, and treatment for long-term illnesses are paid for by health insurance. In the United States, employers often offer health insurance as a benefit. Health insurance plans come in many different forms. The government runs some plans. You may have heard of government-run programs like Medicare and Medicaid. Medicare is health insurance for people 65 and older and some disabled people under 65. Medicaid is health insurance for people with low incomes. There are also private plans that cover health care. Many people get private health insurance through their employer, and people who work for themselves often buy private health insurance as well. Private health insurance usually pays a monthly premium to the insurance company. With government-run health insurance, however, there is often no monthly premium. Health insurance companies charge their customers a monthly premium for coverage. In exchange, the company agrees to pay all or most of the person's medical costs. Even with the best plans, insured people have to pay for medical care out of their pockets. Private health insurers usually offer different plans with different premiums to reach people with different income levels. If you can't afford private health insurance, you might be eligible for Medicaid or Medicare, both government programs. You might also be able to get help through the healthcare.gov Health Insurance Marketplace. As a safety net, health insurance is important. If you get sick or hurt out of the blue, health insurance can help cover costs that you probably can't pay on your own. Costs for health care can be very high. It can be very hard on your finances. Costs like surgery, emergency care, prescription drugs, lab work, scans, and exams can add up very quickly. They can be so high that people go bankrupt or don't get the care they need because they can't pay for it on their own. But if you have health insurance, you don't have to pay these costs alone. Instead, your insurance plan covers the costs and helps you figure out how medical billing works. Let's face it: you don't want to have to deal with medical bills when you're sick, hurt, in the hospital, or the emergency room. Getting health insurance before you get sick is a smart way to make a hard financial choice. ▶️ There are five very important things about health insurance in the united states you should be remember these: • Healthcare is expensive in the United States • Health insurance can help manage costs • Coverage can be done by the government, through an employer, or by the individual • The lower your premium, the higher your costs • Insurance costs are not limited to the premium only So, watch the video till the end and let us know your thoughts in the comments. If you like the video, Please SUBSCRIBE and don’t forget to press the bell🔔, like, comment and share the video. ------------------- ▶️ Please subscribe:    / @dr.gsimplevas3209   ------------------- ▶️ Visit my website: https://www.simplevas.net ------------------- ▶️ Follow us on: • Facebook:   / drgsimplevas   • Instagram:   / drg_simplevas   • LinkedIn:   / esgarguarin   • Twitter:   / esgarmd   ------------------- ▶️ Other videos: • Smoking:    • Reasons Why Smoking is Bad for You 👨‍⚕️   • Adolescent Pregnancy:    • Adolescent Pregnancy Causes And Effec...   • UTI in Pregnancy:    • Urinary Tract Infection Causes Sympto...   • Genital Herpes:    • Genital Herpes Symptoms and Treatment...   ------------------- #healthinsurance #usahealthinsurance #DrGSimpleVas #healthinsuranceexplained #abouthealthinsurance #usahealthinsurancecost #healthinsurancefacts