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The Sad Truth About The Future Housing Crash

The future of the U.S. housing market, as contextualized by trends in various other Western markets, is shaped significantly by the "lock-in effect" that has ensued following the sharp increase in interest rates in the post-2020 period. This phenomenon, characterized by a reluctance of homeowners to sell their properties due to the higher costs associated with obtaining new mortgages at increased rates, is a pivotal factor influencing market dynamics. Similar patterns observed in countries like Canada, the UK, and Australia offer a comparative lens through which we can understand potential trajectories and adaptations in the U.S. market. Ben Carlson Blog & Article https://awealthofcommonsense.com/2023...