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What Is a SWIFT Code / BIC Code and How Does It Work? | N26

If you’re sending money abroad, you need to make sure it gets to the right place. That’s where a SWIFT code comes in. What is a SWIFT code? It’s an alphanumeric code that helps to identify your bank. You may have heard SWIFT code and BIC code being used at the same time, or even interchangeably. That’s because they are actually one and the same. BIC, which stands for Business Identifier Code, refers to the actual series of numbers and letters, while SWIFT refers to the organisation (the Society for Worldwide Interbank Financial Telecommunication) that regulates these codes. A SWIFT/BIC code contains information about your bank and the country it’s located in. It may also include other information about a bank’s department, unit or branch. Since each bank has its own unique SWIFT code, these codes make sure your money ends up in the right place. Most banks and transfer services ask for a SWIFT code to complete an international wire transfer, so it’s good to know your bank’s SWIFT code. You can find your SWIFT/BIC code on your bank card or on your bank statements. They are either 8 or 11 characters and are a mixture of numbers and letters. Learn more about SWIFT/BIC codes and other banking acronyms: https://bit.ly/SwiftBicYTN26 Download the N26 app in the app store: Apple - https://tinyurl.com/3j47kh2y Android - https://tinyurl.com/1022619p Follow us on social media for all the latest news and use #iN26 for the chance to see your video featured on our channel: Facebook:   / n26   Instagram:   / n26   LinkedIn:   / n26   Twitter:   / n26