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Lillian Huang -- Your protection specialist ensuring your financial future stays intact. ✅FREE online courses | 免费网上课程 https://course.lillianhuang.ca/offers... ✅Get a FREE quote | DIY 网上免费预估报价 https://lillianhuang.thelinkbetween.c... ✅FREE 20-Minute Consultation | 预约20分钟免费咨询 https://api.leadconnectorhq.com/widge... CPP-为什么年后的工资变少了系列还包括: 1. 养老金CPP的目的?谁能拿?拿多少? 2. 养老金CPP的供款方式和计算模式 3. 养老金CPP运行近况和其它相关的福利 4. 养老金如何从政府那边确实你的CPP数据 CPP Retirement pension--Overview https://www.canada.ca/en/services/ben... The Canada Pension Plan (CPP) retirement pension is a monthly, taxable benefit that replaces part of your income when you retire. If you qualify, you’ll receive the CPP retirement pension for the rest of your life. To qualify you must: ✔ be at least 60 years old ✔ have made at least one valid contribution to the CPP Valid contributions can be either from work you did in Canada, or as the result of receiving credits from a former spouse or former common-law partner at the end of the relationship. You must apply CPP payments are not automatic. You must apply. You should apply in advance of when you want your pension to start. Our goal is to pay your CPP retirement pension in the month of the start date you choose. -How to contribute? The purpose is to replace ¼ of your employment income. As retirement is longer and ¼ is really not going to help much, the govt decided to provide more benefits, increase from ¼ to 1/3 replace on income. Who is going to pay for it? Of course, it is you, the taxpayers. So the contrition limit increased (both for you and your employer since 2019. Although this is the intention, the max monthly amount you can receive in 2022 when you turn 65 is $1253.59. The average payment in Oct 2021 was $702.77 -How to calculate? Eg: if your income is $40,000 ($40000-3500)*5.7%=$2,080.5/year Eg: if your income is $60,000 (60000-3500)*5.7%= $3,220.5/year Eg: if your income is $90,000 (90,000-3500)*5.7%=$4,930.5/year Next year the % will increase to 5.95%, -What other benefits comes with CPP benefit? Post-retirement benefit Disability pension Post-retirement disability benefit Survivor's pension Children's benefit Death benefit -Where to find your estimated CPP benefit? 📞请预约您的时间⏰与我 #LillianHuang 一起启动您个人在加拿大的退休养老 | 投资理财 |各类保险 | 和财富传承等计划💕请点击下方: https://calendly.com/lillianhuang/mee... 😍免费😍退休养老评估报告📊请点击下方: https://my.planswell.com/discovery/pw... My YouTube中文频道: / @lillianhuang7577 🧧 小红书: 940240293 WeChat 微信: LillianFinancial 🌐 My Website: https://www.lillianhuangfinancialplan... My YouTube: / 530lillian My Linkedin Page: / admin My Facebook: / lillianhuangwealth I speak English, Mandarin (國語) & Cantonese (粵語) 🛠免费加拿大理财计算与比较工具 ⚙到我的🌏网站去点"tools" 再点 "TOOLS"🍻🥂计算工具包括:贷款(Loan) | 按揭(Mortgage) | 收入(Income Tax) | 税务 (RRSP) | 教育 (RESP) | 退休 (CPP) |保险 (Insurance) 等等 https://quietwaters.thelinkbetween.ca... 人壽保險是非常重要的家庭資產保護工具, 大家可以可以選擇定期壽險來替代貸款保險. (一定注意: 如果要換保險的時候, 記得先做好新的保單 再 取消舊的哦...確定一定有公司承保才可以) 联系我:帮你⚙省钱💲省力🤷♀️更省时间😍 加拿大 | 投资产品 | 保险产品 • 加拿大 | 投资产品 | 保险产品 加拿大 | 投资 | 理财 | • 加拿大各类投资理财知识 | 助您:增涨加国财富-规避人生风险 | 加拿大 | 退休福利 | 养老 | 传承 | • 加拿大 | 退休福利 | 养老 | 传承 | 加拿大投资理财-TFSA • 加拿大投资理财-TFSA 加拿大 | 保险 | 新移民 | 生活 • 安心出行加拿大 加拿大投资理财-RRSP • 加拿大投资理财-RRSP 卡尔加里 | 医疗保险 | 房屋险 | 人寿险 | 重疾险 • 卡尔加里 | 医疗保险 | 房屋险 | 人寿险 | 重疾险 卡尔加里 | 汽车保险 | 信用记录 | 抗通胀 • 卡尔加里 | 汽车保险 | 信用记录 | 抗通胀 加拿大投资理财-RESP • 加拿大投资理财-RESP *********** Subscribe ** Like ** Share ** Comment *** Disclaimer: I am a Financial Professional, however, the content of this video is for education and entertainment ONLY! This information should not be constructed as legal or financial advice. It is your responsibility to do your own due diligence. Your money, your decisions 😊. 免责声明:所有关于理财的内容只作教育用途,并不能视为税务或理财建议. #Retirement #CPP #退休养老 #LillianHuang #LillianHuangFinancialPlanning #FinancialAdvisor #加拿大理财 #加拿大投资 #加拿大移民 #加拿大生活 #加拿大福利 #加拿大税务 #加拿大陪读生活 #加拿大免费医疗 #加拿大保险 #投资理财