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No Penalty CD vs High-Yield Savings Account: The BEST Return On Your Cash | NerdWallet

When choosing between a no penalty CD (certificate of deposit) and high-yield savings account you should be mindful of the different requirements, its accessibility, and most importantly your savings goals. To help explain what a CD and HYSA are, Banking Nerd Chanelle Bessette shares insight on each banking option so that you maximize your savings. Suggested Articles: No-Penalty CD vs. Savings Account: Which Is Better?: https://www.nerdwallet.com/article/ba... 4 Best No-Penalty CD Rates for July 2023: https://www.nerdwallet.com/best/banki... Best High-Yield Online Savings Accounts of July 2023: https://www.nerdwallet.com/best/banki... Chapters: 0:00 - Intro 0:33 - High Yield Savings Account Overview 0:58 - Certificate of Deposit (CD) Overview 1:30 - Share Certificate Explained 1:45 - Difference Between No Penalty CD and Regular CD 2:13 - Pros and Cons of a HYSA and a CD 4:44 - How To Open Either Account 5:08 - Conclusion #NerdWallet #CertificateOfDeposit #SavingsAccount Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok:   / nerdwallet   Follow NerdWallet on Instagram:   / nerdwallet   Follow NerdWallet on Twitter:   / nerdwallet   Follow NerdWallet on Facebook:   / nerdwallet   NerdWallet Website: https://nerdwallet.com No Penalty CD vs High-Yield Savings Account: The BEST Return On Your Cash | NerdWallet    / nerdwallet