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CPP, Explained - Everything You Need To Know About The Canada Pension Plan (CPP vs OAS)

We probably all want to retire someday - but how do you actually pay for everything when you're no longer working? It comes from two places; the money that you save (aka invest!) yourself, and the money that you get from government funding. In Canada, there's a few types of government funding you could receive for retirement - CPP, or the Canada Pension Plan; OAS, or Old Age Security, and there's also GIS, or Guaranteed Income Supplement. In this video, we're breaking down what CPP is, how it works, and how CPP Investments grows the money between you contributing it and you withdrawing it. To learn more about what CPP Investments does with your retirement contributions, check out this website: https://www.cppinvestments.com/for-ca... 0:00 Retirement doesn't just happen, you have to prepare! 1:06 You need to be saving (aka investing) for retirement 3:22 You also receive retirement income from the government 4:30 The Canada Pension Plan (CPP) 6:11 Canada Pension Plan Investments 9:48 How to withdraw money from CPP when you retire ➡️ Simplii Financial - Our No Fee Checking Account (up to $400 bonus) - https://api.fintelconnect.com/t/l/65a... ➡️ EQ Bank - Our High Interest Savings Account - https://click.linksynergy.com/fs-bin/... ➡️ Wealthsimple Invest - Our Robo-Advisor Investment Platform ($25 bonus) - https://wealthsimple.sjv.io/vnkndW ➡️ Wealthsimple Trade - Our Favourite Stock Trading Platform ($25 bonus) - https://wealthsimple.sjv.io/yRARNB ➡️ Neo Financial - Our Cash Back Credit Card - https://join.neo.cc/stephandden ➡️ Questrade - Low Fee Investment Platform Canada ($50 in commission free trades) - https://questrade.sjv.io/AWa9jo ➡️ Borrowell - Free Credit Score Check - https://api.fintelconnect.com/t/l/612... The links above are affiliate and/or referral links that provide us compensation when you use them to sign up. Thank you for supporting our channel! Website - stephandden.com Instagram - @stephandden TikTok - @stephandden Camera - Sony A6400 - https://amzn.to/2vsmDqc Lens - Sigma 16mm - https://amzn.to/2vslvCV Microphones - https://amzn.to/2tSa3jQ Tripod - https://amzn.to/37EAibU Small Tripod - https://amzn.to/2S3dWul External Hard Drive - https://amzn.to/3mQzMlP Our Music - https://www.epidemicsound.com/referra... The links above are affiliate links - Steph & Den are Amazon Associates and we earn from qualifying purchases. Disclaimer - This content is for education and entertainment purposes only. Steph & Den do not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.