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20 Frugal & Money Saving Tips 💰 These Changed My Life

Save money fast and more importantly, change your mindset about money. Here are the steps I took to go from BROKE to FULL FINANCIAL FREEDOM (and it wasn't about making more money). I know what it's like to always be behind financially and never have enough money, but I promise you, if you TRY these tips (especially paying yourself 10% first), your financial situation will improve, no matter how broke you are right now. Podcast Channel on Youtube: @ClutterbugPod Website: http://www.clutterbug.me TikTok:   / clutterbug_me   Instagram:   / clutterbug_me   Facebook:   / clutterbug.me   Check out my favourite organizing and cleaning products: https://www.amazon.com/shop/organized... #frugalliving #savemoney #getrich 00:00 Introduction 01:31 Money is a tool 02:19 Never pay interest on credit cards 03:00 Pay yourself 10% first 04:16 Save all BONUS money (tax refunds, rebates, cash gifts etc) 05:13 Invest your saved money (once you have saved a bit) 06:16 Make a budget 06:26 Use a free money-tracking app 06:46 Use cash 07:05 Watch and read finance tutorials 07:35 Buy second-hand 08:25 7-day no-spend challenge 09:00 Meal plan 09:22 Eat from your freezer 09:37 Meatless Mondays 09:55 Make your own snack foods like cookies and treats 10:06 Evaluate subscriptions 10:33 Negotiate service plans 11:21 Wash laundry with cold water 11:48 Wash clothing less often 12:13 YouTube University