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#1 BEST Bank Accounts 2024 (High Yield Savings and Checking)

Here are the BEST Checking & Savings accounts of 2024! All of them are high yield with no monthly fees or minimum balance requirements so you can grow your money FASTER! Click “Show More” to see Ad Disclosure. 💳👇 VIEW CREDIT CARD OFFERS! https://markscreditcards.com/offers 🛍 RAKUTEN - Earn More Cash Back! https://markscreditcards.com/rakuten 📲 MAXREWARDS - Manage credit cards & rewards! Get Gold level for free with PROMO CODE = markr https://markscreditcards.com/maxrewards 👨‍💻 KUDOS – Earn Extra Cash Back! https://joinkudos.com/mark 🏦 SOFI CHECKING & SAVINGS – Get $25! (or more w/ direct deposit) https://markscreditcards.com/sofibanking 📊 GET FREE STOCKS FROM WEBULL https://markscreditcards.com/webull 📊 GET FREE STOCKS FROM MOOMOO https://markscreditcards.com/moomoo 🔐 AURA – Identity Theft Protection & More! Get Your 2-Week Free Trial: https://markscreditcards.com/aura 🏦 SoFi Checking + Savings https://markscreditcards.com/sofibanking 🏦 Ally Savings https://markscreditcards.com/allysavings 🏦 Ally Money Market https://www.ally.com/bank/money-marke... 🏦 Ally Checking (“Ally Spending”) https://www.ally.com/bank/interest-ch... 🏦 Capital One Savings https://www.capitalone.com/bank/savin... 🏦 Capital One Checking https://www.capitalone.com/bank/check... 🏦 Discover Savings https://www.discover.com/online-banki... 🏦 Discover Checking https://www.discover.com/online-banki... 🏦 Charles Schwab Checking (Schwab Investor Checking) https://www.schwab.com/checking 🏦 Chase Checking https://markscreditcards.com/chaseche... 00:00 – Intro 00:48 – Ally Savings Account 4:19 – Ally Checking Account 6:58 – Capital One Savings 8:37 – Capital One Checking 10:17 – SoFi Checking and Savings 13:10 – Discover Savings 14:03 – Discover Checking 16:06 – Charles Schwab Checking (Schwab Investor Checking) 19:29 – ATMs When you look at the typical savings accounts and checking accounts from the major banks (like Chase, Bank of America, Wells Fargo, and others), you’ll notice that many of them have minimum opening deposits, minimum account balances ($1,500 is very common), monthly maintenance fees, and virtually NO INTEREST to be earned. However, in more recent years, we’ve seen the rise of many online banks (that is, they have limited or no branch locations). Due to the significant cost savings associated with an online model, these banks can offer much higher interest rates than you normally see while still offering many of the services you need. For instance, a lot of banking can be done online these days, including mobile deposit of checks, sending or receiving funds, paying bills, and more. For this reason, the traditional model of going into a bank branch has become a lot less common, so a lot of people can do just fine with online-only banks. Some of these include Ally Bank, Capital One Bank, SoFi Bank, Discover Bank, and others. I’ve been a user of both the traditional big banks and the newer online banks, and they’ve all got their pros and cons. That said, I find myself using the online banks a lot more these days, primarily to avoid minimum balance requirements, fees, and to earn interest at a higher rate. Learn about the features and benefits of some of the best ones in this video to see if they’re right for you! Disclosure: The thoughts, opinions, and information presented are those of the creator. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com, YourBestCreditCards.com, and others. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor. #checkingaccount #savingsaccount #highyieldsavings