Скачать с ютуб Post Office Fixed Deposit Scheme 2025 || Post Office 5 Year FD Interest Rate Calculator в хорошем качестве

Post Office Fixed Deposit Scheme 2025 || Post Office 5 Year FD Interest Rate Calculator

Post Office Fixed Deposit Scheme 2025 || Post Office 5 Year FD Interest Rate Calculator A Post Office Fixed Deposit (FD) is a secure investment scheme offered by India Post. It provides guaranteed returns with interest rates set by the government, typically revised quarterly. Investors can choose from tenures of 1, 2, 3, or 5 years, with interest compounded quarterly but payable annually. The minimum deposit amount is ₹1,000, with no upper limit. The 5-year FD qualifies for tax benefits under Section 80C. Premature withdrawal is allowed after six months, but penalties apply. It is ideal for risk-averse investors seeking steady returns and government-backed security. Interest rates are usually competitive with bank FDs. The benefits of a Post Office Fixed Deposit (FD) include: 1. Government-Backed Security – Fully backed by the Government of India, making it a safe investment. 2. Guaranteed Returns – Fixed interest rates ensure stable earnings. 3. Flexible Tenure – Available for 1, 2, 3, or 5 years. 4. Tax Benefits – 5-year FD qualifies for deductions under Section 80C of the Income Tax Act. 5. Attractive Interest Rates – Competitive rates, revised quarterly. 6. Easy Investment Process – Can be opened at any post office with minimal paperwork. 7. Premature Withdrawal – Allowed after 6 months with a penalty. 8. Nomination Facility – Ensures hassle-free transfer to beneficiaries. As of January 1, 2025, to March 31, 2025, the Post Office Fixed Deposit (FD) interest rates are as follows: 1-year tenure: 6.90% per annum 2-year tenure: 7.00% per annum 3-year tenure: 7.10% per annum 5-year tenure: 7.50% per annum These rates are applicable for deposits made during this period. For a ₹1,00,000 investment, the maturity amounts would be approximately: 3-year FD at 7.10%: ₹1,23,661 5-year FD at 7.50%: ₹1,45,320 Please note that these interest rates are subject to periodic revisions by the Government of India.